Oye-vey!! Lots and lots of paper work goes into buying a house. We went in on thursday evening to sign initial paperwork to get the ball rolling on buying the house a stack of paper about a 1/4 to a half inch of paper work! Then we gave them money- $1000 for ernest money in the form of a cashiers check which my bank so kindly charged me a $7 fee to print! Now that its been shipped I have been gathering all the paper work for the loan for the bank. Let me tell you what- more paper!! Two inches of paper at least for this part. 3 years worth of tax returns and full W-2's for the past 3 years, 2 months worth of bank statements for EVERY account you have, copies of driver's licenses and ss cards. The names addresses and phone numbers of evey employer for the past 3 years, the names phone and address of your landlords for the past 3 years and your address for the past 3 years. (Luckily for us we have lived in the same house under the same landlord for the past 6 years). Paycheck stubs and all other proof of income for the past 30 days.
And now the fun really begins. We will get word Monday morning that everything arrived safely to TX and when we do hear from them that starts our clock. We will have 15 days to get a home inspection, get the approval for the loan, and set a closing date. Which equals more money. $150 to HUD for the re-winterization (rediculous!) the water has to be turned back on for the inspection, and then in less then 2 weeks we will be moved in, but HUD is going to come back in after the inspection and re-winterize the piping. The inspectors will be about $200. All these fees add up in a hurry! But as soon as closing is done (with in 2-3 weeks from now) we will pick the first weekend and send our kids off with thier grandpa and start cleaning!! All of this means that technically we could be out of here by the first weekend in April!
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